How does it work?
A simple and transparent process to quickly get your financing
3 steps to get your loan
An optimized journey for a fast and secure experience
Simulate your loan
Use our online simulator to calculate your monthly payment and immediately know the total cost of your loan. Adjust the amount and term to your needs.
At this step:
- Free simulation with no commitment
- Calculate your monthly payment in real time
- Compare different scenarios
- No personal data requested
Loan simulator
Submit your application
Fill in our secure form in a few minutes. All your information is encrypted and protected. Our team reviews your file within 24 hours.
Information requested:
- ID and contact details
- Financial situation
- Description of your project
- Supporting documents (optional)
Application form
Receive your funds
Once your file is approved, we contact you to finalize the details. Funds are transferred directly to your bank account within 48 hours maximum.
Processing times:
Track your application
Frequently asked questions
Everything you need to know about our process
How long does the process take?
From simulation to receiving funds, allow between 1 and 2 business days. We give you an initial response within 24 hours maximum after receiving your complete application.
Is the 3.4% rate guaranteed?
Yes, we apply a unique fixed rate of 3.4% to all our loans, regardless of amount, term, or your profile. This rate will never change throughout the term of your loan.
What documents do I need to provide?
For a complete application: ID document, proof of income (last 3 payslips), recent bank statement, and proof of address. Additional documents may be requested depending on your situation.
Can I repay early?
Absolutely! Early repayment is free, with no penalty. You can repay all or part of your loan at any time, thereby reducing the total cost of your financing.
What happens if my application is rejected?
In case of rejection, we explain the reasons and offer you alternative solutions. Our customer service remains available to advise you and guide you toward other financing options.
Ready to get started?
Start your simulation now and receive a personalized response in a few minutes